Cookie Policy and Data Collection

Introduction to Our Cookie Policy

Welcome to cytherialumo's Cookie Policy. This document explains how we use cookies and similar technologies on our website to enhance your browsing experience and improve our services. We believe in transparency about our data collection practices.

August 23, 2025

What Are Cookies

Cookies are small text files stored on your device when you visit websites. They help websites remember your preferences, analyze usage patterns, and provide personalized experiences during your visits.

We use cookies to improve website functionality, understand user behavior, and enhance your overall experience with our financial planning services.

Types of Cookies We Use

We categorize our cookies into four main types, each serving specific purposes to improve your website experience and our service delivery.

Essential Cookies

These cookies are required for basic website functionality, including security features, form submissions, and navigation. They cannot be disabled without affecting website performance.

Functional Cookies

These cookies remember your preferences and choices, such as language settings, form data, and customized features to enhance your user experience.

Analytics Cookies

We use these cookies to understand how visitors interact with our website, helping us improve our content, navigation, and overall user experience.

Marketing Cookies

These cookies help us deliver relevant content and advertisements based on your interests and browsing behavior, while measuring the effectiveness of our marketing efforts.

How We Use Cookies

Our cookie usage focuses on improving your experience and helping us provide better financial planning services. Here's how we utilize different cookie types:

  • Maintaining your session security and preventing unauthorized access
  • Remembering your preferences and customization choices
  • Analyzing website traffic patterns and user behavior
  • Personalizing content based on your interests and previous visits
  • Measuring the effectiveness of our marketing campaigns

Third-Party Cookies

Some cookies on our website are placed by third-party services we use, such as analytics providers and social media platforms. These cookies are governed by the respective third parties' privacy policies.

You can control third-party cookies through your browser settings or by visiting the respective third-party websites to adjust your preferences.

Your Rights Under Privacy Laws

We respect your privacy rights under various international privacy laws. While we primarily operate under Australian privacy legislation, we recognize and honor rights under GDPR, CCPA, and LGPD for applicable users.

GDPR Rights (EU Residents)

If you're located in the European Union, you have specific rights regarding your personal data and cookie preferences:

  • Right to access, rectify, or delete your personal data
  • Right to restrict or object to data processing
  • Right to data portability and withdrawal of consent

CCPA Rights (California Residents)

California residents have specific rights under the California Consumer Privacy Act:

  • Right to know what personal information is collected
  • Right to delete personal information
  • Right to opt-out of sale of personal information

LGPD Rights (Brazil Residents)

Brazilian residents have rights under the Lei Geral de Proteção de Dados:

  • Right to confirmation of data processing
  • Right to access and correction of data
  • Right to deletion and portability of data

Managing Your Cookie Preferences

You have several options for controlling cookies on your device. You can manage cookies through our website settings or your browser preferences.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can typically block, delete, or manage cookies for specific websites through your browser's privacy or security settings.

Please note that disabling certain cookies may affect website functionality and your user experience.

Cookie Duration

Different cookies remain on your device for varying periods, depending on their purpose and type:

  • Session cookies are deleted when you close your browser
  • Persistent cookies remain for specified periods, typically 30 days to 2 years

Policy Updates

We may update this Cookie Policy periodically to reflect changes in our practices or legal requirements. We'll notify you of significant changes through our website or email communications.

Contact Information

If you have questions about our Cookie Policy or need assistance with your cookie preferences, please contact us:

cytherialumo

Level 12, 680 George Street, Sydney NSW 2000

Email: contact@cytherialumo.com

Phone: +61 264 679 604

Last Updated: August 23, 2025