Important Disclaimer
Past performance does not guarantee future results.
Financial planning involves risk and individual results may vary significantly.
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, suitability or availability of any information contained herein.
Welcome to cytherialumo's disclaimer page. This document outlines important information about the use of our website and services. Please read these disclaimers carefully before using our financial planning subscription service.
Not Professional Financial Advice
The content, discussions, and consultations provided through our service are for informational and analytical purposes only. They do not constitute professional financial advice, and should not be relied upon as such for making financial decisions.
We strongly recommend consulting with qualified financial professionals before making any significant financial decisions. Our service complements but does not replace professional financial advice tailored to your specific circumstances.
Information Accuracy
While we endeavor to ensure all information provided is accurate and current, we cannot guarantee the completeness or accuracy of all content. Market conditions, regulations, and financial landscapes change rapidly.
- Information may become outdated without notice
- Market data and financial figures are subject to change
- Regulatory information may vary by jurisdiction and time
Limitation of Liability
To the maximum extent permitted by applicable Australian law, cytherialumo and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services.
Excluded Damages
We exclude liability for loss of profits, data loss, business interruption, or any financial losses resulting from decisions made based on information obtained through our service.
Our maximum liability to you shall not exceed the amount paid by you for our subscription service in the 12 months preceding any claim.
External Links and Third-Party Content
Our website may contain links to external websites and third-party resources. These links are provided for convenience and informational purposes only.
We do not endorse, control, or assume responsibility for the content, accuracy, or practices of any linked external sites or third-party services.
No Warranties
Our service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.
- We disclaim all warranties regarding service availability and uninterrupted access
- No warranty is provided regarding the accuracy of analytical reviews
- We make no warranties about the suitability of our service for your specific needs
- Technical functionality and error-free operation are not guaranteed
Financial Services Disclaimer
Our subscription service provides analytical reviews and consultations but does not constitute licensed financial advice. We do not manage funds, execute trades, or provide investment recommendations.
All financial decisions carry inherent risks. Past performance does not indicate future results. You may lose money based on financial decisions.
Results and Outcomes
Individual results from our financial planning consultations vary significantly based on personal circumstances, market conditions, and implementation of discussed strategies.
Individual results may vary and success cannot be guaranteed.
Governing Law and Jurisdiction
These disclaimers and your use of our service are governed by the laws of Australia, specifically the jurisdiction where our business is registered.
Any disputes arising from the use of our service shall be resolved under Australian law and jurisdiction.
Local and state regulations may apply depending on your location within Australia.
If you access our service from outside Australia, you do so at your own risk and are responsible for compliance with local laws.
User Indemnification
By using our service, you agree to indemnify and hold harmless cytherialumo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our service or violation of these terms.
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes become effective immediately upon posting on our website. Your continued use of our service constitutes acceptance of any modifications.
Contact Information for Disclaimer Questions
If you have questions about these disclaimers or need clarification about any terms, please contact us using the information below.
cytherialumo
Level 12, 680 George Street, Sydney NSW 2000
Email Address: contact@cytherialumo.com
Phone Number: +61 264 679 604
Effective Date: September 23, 2025